In a tweet where they refer to the popular bitcoiner saying if it's not your keys, it's not your coins, the Electrum team added: if it's not confirmed, it's not your coins either.
The purpose of this procedure is to speed up the payment and for the transaction to be added to a block more quickly. It should be noted that once the payment already has a confirmation, RBF does not take effect.
The replacement of commissions of a transaction is already possible in Bitcoin, but it is an option that is available to the creators of wallets to offer it to their users or not. If Full RBF is activated, the possibility of replacing the commissions would be available to all Bitcoin users, regardless of the wallet they use to interact with the network and make their payments.
Full RBF is a proposal that consists of adding to the Bitcoin protocol the possibility for a user to replace the commission paid for a transaction.
The debate on whether or not to add Full RBF to Bitcoin
Bitcoin developers have been discussing for several weeks whether or not to add Full RBF to the bitcoin code and, if so, how and when it would be most appropriate to do so.
There is a group of developers in favor of Full RBF who argue that its implementation can prevent vulnerabilities in future attack vectors.
Full RBF would make it easy to scam these platforms. Therefore, those who receive payments without confirmations would have to abandon this practice and always wait at least 10 minutes for the payment to be confirmed.
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